Had the same dilemma: Mine was who's minutes would not expire in 90 days - we need a phone for this trip, but I don't want the constant billing, and did not want to have to recharge in a couple months.
T-mobile, if you buy 1000 minutes [$100], you get a year to use them, and I think you get to keep all your minutes for a year after that. I may or may not keep the phone after the trip. I got a promotional deal that included a pretty decent free phone.
As said, coverage depends on the network, I'm happy with T-mobile so far, but I don't pretend they are going to cover me all the way to Alaska.
The thing that drives me crazy with these phones is the latency in the network - it's really annoying - like having a satellite always in the circuit. I cannot get used to it.
I have to admit that the damn thing has come in handy more than once.
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